Credit monitoring is used by consumers for one primary reason – identity protection. Credit monitoring services are designed to immediately inform you of any changes to your credit report. The credit check monitoring service alerts you of significant changes to your credit file within 24 hours, so you can feel confident and secure with instant ID fraud protection. And you can also feel confident knowing that using a credit line monitoring service does not affect your credit score.

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Credit monitoring from is the only online credit protection method available that ensures ID fraud protection and keeps you up-to-date with any changes made to your credit file.

With ID theft on the rise, having identity protection through a credit monitoring service is important. Plus, your credit can change daily as creditors and lenders constantly provide new information about you to the credit bureaus. If errors on your credit report go unnoticed due to the absence of credit monitoring, they can wreak havoc on your financial future. The more you can stay on top of your credit report through online credit monitoring, the more you can provide valuable credit protection for yourself.

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What You Get with Credit Monitoring

When you sign up for credit monitoring, you receive more than email alerts when your credit files changes. You also receive 24/7 access to your credit report. Gain further peace of mind by being able to check your credit any time of the day or night. Use the service to verify that errors to the report have been corrected. If you’re planning to apply for a job or new credit, take advantage of that free access to check your report for negative information before a potential employer or lender.

Of course, the primary benefit is protection from identity fraud and peace of mind that you won’t suffer financial damage from identity theft. Upon receiving an alert that your credit file is changed, you’ll be able to take immediate action. If you’re the person who applied for credit in your name, then there’s no reason for concern. However, if you didn’t apply for credit, the alert allows you contact the potential lender and report the violation before major damage is done to your credit or your finances.