Hacked By MuhmadEmad

Landlords may or may not be reporting your positive payment history to credit bureaus, which may make a difference to your credit.

📅 JUN 10, 2015

Check Your Credit Before Apartment Hunting

You’ve looked at what seems like a hundred apartments and have finally found the perfect space. But before you start filling out the paperwork, make sure your credit report and score are up to par. Many landlords require prospective tenants to agree to a credit check before signing a lease. Taking a moment to do […]

📅 MAR 04, 2015

Preparing Your Credit for a Mortgage

Optimize your mortgage negotiations, its one of the most significant and long-lasting financial commitments a person can make. As such, the process of obtaining and applying is challenging and time consuming. That being said, your credit report and score play a key role in bringing that deal to a close. When you begin to seriously […]

📅 FEB 24, 2015

Possible Fraudulent Loan Modification Offers

One way consumers may avoid a hit to their credit score is by avoiding a foreclosure and the increased fraud risk it can bring. In fact, numbers from the government’s Financial Crimes Enforcement Network show that reports regarding mortgage fraud were up 7.5 percent during the third quarter of 2009 when held up against numbers […]

📅 FEB 23, 2015

Identity Thieves Target Homebuyers

Homebuyers often face a litany of concerns, ranging from furniture to fixed-rates. Identity theft may not be among them. A recent report by identity theft monitoring service IdentityTruth offered insight on the risk these individuals face while seeking a mortgage. Massive quantities of paperwork paired with frantic phone calls from lenders can make it difficult […]

📅 FEB 16, 2015

What Credit Score Do I Need to Qualify for a Mortgage?

Making the decision to buy a home is a significant life event, and if you’re like most people, you’ll have to take out a mortgage to make it happen. When you apply for a mortgage, one of the items most often looked at before signing off on your loan is your credit. So, its important […]

📅 JUL 23, 2014

How to Rent a House with the Option to Buy

Renting a house with the option to buy can be a way to secure a house and lock in a price before you’re ready to buy. When you do a rent-to-buy transaction you typically pay some money upfront in addition to paying rent every month. The upfront money is usually applied to the purchase price, […]

📅 MAY 08, 2014

Strategies for Short Sale Offers

Making an offer to buy a short sale home a type of sale where the price is less than the homeowner owes on the mortgage can be a long and sometimes frustrating process. Since you may have to wait weeks or even months for the lender to approve the transaction, some perspective homeowners forgo this […]

📅 JAN 24, 2014

Ways to Reduce a Home Loan

If you’re like many homeowners, your largest monthly expense is probably your mortgage. So, saving a little on your mortgage over time could add up to real savings. One way to pay down your home loan faster is to make biweekly payments instead of monthly payments. By paying every two weeks, you might be able […]

📅 JAN 17, 2014

What Does It Mean to “Rent to Own”?

“Rent to own” refers to the practice of having a portion of your rental payments apply toward the cost of purchasing an item. Rent-to-own arrangements frequently come into play with houses or condominiums, where they might also be referred to as lease options. They’re also used if you want to purchase appliances, furniture, electronics or […]

📅 DEC 23, 2013