📅 APR 28, 2015
The world has, in the past few years, become focused on credit scores. But the problem for many consumers is that, while they may know what a good or bad score is, they may not be aware of just what actually makes up that score and what affects it the most. And that can cause […]
A new study has found that there is a close correlation between consumers’ credit scores and how often they use their debit cards to make purchases, and how much they spend on them. According to a study from MasterCard, which also cited third-party findings from Lightspeed Research, the lower a consumer’s credit score is, the […]
Learn more about who knows the status of your declined account applications. Hint: its not as many people as youd think.
What shape is your credit in when you start to shop for a new car? The importance of the answer may surprise you. Learn what to know before you shop.
Most people keep their money in the bank, whether in in a checking account, savings account or certificate of deposit. Most of the time, what you do with your bank account won’t show up on your credit report. However, there are certain instances when it can impact your credit score. Opening Bank Accounts Opening a […]
Mixing and mingling finances can be quite challenging especially when one spouse could use some help getting on the right track. In fact, according to a recent survey from Experian Consumer Services, credit scores were reported as a source of stress for 21 percent of married participants. However, couples who communicate monthly about their financial […]
Your credit score is used to evaluate you as a prospective borrower. One of the most important factors is how good you are at making your payments on time, every time. However, it isn’t the only factor. Another important consideration for your credit score is how much of your existing credit that you use. Generally, […]
Many people dont even think about their credit scores until theyre ready to apply for new credit and some dont consider them even then! But credit scores can play a big role in your life, even if youre not planning to buy a car or house or rarely use your credit cards. Its important to […]
Summer is just around the corner and like many, you might be dreaming of cruising in a new car. Many dealers are motivated to move inventory as new-year models debut but theyre still likely to be concerned about making a profit. And of course you want to pay as little as possible for your new […]