Managing Credit Disputes

Sometimes when you review your credit report, there are errors that can lead to credit disputes. Mostly due to clerical errors, the presence of misinformation on your credit report can be greatly detrimental to your financial credibility. In order for you to maintain a “good” credit score, credit report errors should always be corrected as […]

📅 APR 14, 2015

Auto Loan to Boost Credit?

Obtaining and remaining current on loans are both major aspects of establishing a strong credit history. An auto loan may be appealing for college graduates soon entering the workforce, according to a recent release by Americans Well-informed on Auto Retailing Economics. There are several factors to consider when selecting an appropriate set of wheels. It’s […]

📅 APR 13, 2015

Understanding Your Credit Utilization Ratio

Have you ever heard the phrase, too much of a good thing , when something went wrong? Well, this adage definitely applies to your use of credit cards. Specifically, spending too much on your credit cards can be too much of a good thing when it comes to your credit score. Whether you have one […]

📅 APR 02, 2015

Financial Products That Don’t Build Credit

Building credit is important for people of all age and income groups. Your credit score and the information on your credit report can be used to determine your eligibility for loans, loan terms, interest rates, employment and tenancy; so establishing good credit is vital. But sometimes its hard to distinguish those financial obligations that matter […]

📅 APR 01, 2015

Big Purchases and Your Taxes

Tax time approaches, and for many Americans, that means a refund is in sight. A recent study commissioned by Experian found that many of those surveyed use their tax refunds to supercharge their purchase power for big-ticket items like a home or car. But just because you have the cash doesn’t mean you shouldn’t strive […]

📅 MAR 31, 2015

FDIC Warning: Be Wary of Convenience Checks

A government financial agency is warning consumers to exercise caution when it comes to the “convenience checks” that often show up from credit card companies. A recent consumer news item from the Federal Deposit Insurance Corporation notes that these checks should be treated like a cash advance, complete with potentially high interest rates and other […]

📅 MAR 30, 2015

Facing Foreclosure? What Happens To Your Credit

Americans who have lost their homes to foreclosure may face new battles trying to find landlords willing to look past their tarnished credit reports. Credit history is a significant factor in determining a consumer’s eligibility for securing a loan, employment, insurance and services such as renting a property or purchasing a cell phone. Despite a […]

📅 MAR 26, 2015

Do You Qualify For A Parent PLUS Loan?

The price tag of a college education has increased year after year, and if you’re like most parents you may be anxious about how to foot the bill. As you may know, Parent PLUS loans are a popular way many folks finance their kids’ tuition. PLUS loans generally carry a lower interest rate than personal […]

📅 MAR 25, 2015

Different Types of Credit

During the course of your life, as you turn to the credit system for financial support, you will have a variety of credit options to choose from. Should you choose to utilize credit to fund any of your life’s endeavors, lenders will first determine whether or not you are eligible by checking your credit score. […]

📅 MAR 25, 2015

Culture of Spending Varies by City

Have you always dreamed about living in a penthouse overlooking New York City or relaxing in a loft in San Francisco? If so, make sure you have the income to support your living habits. A new study reveals that residents who live in certain cities carry more debt than others. This is largely due to […]

📅 MAR 20, 2015