How To Prevent Financial Peer Pressure

When you feel obligated to attend events, buy new clothes or generally keep up with the Jones, you may be flirting with debt. All these expectations mean additional expenses, and often due to financial peer pressure. These days, were constantly told to buy luxury goods via the celebrity culture that lives on every TV channel […]

📅 FEB 10, 2015

Can You Tap Into a Roth IRA for College and Education?

Learn the different ways to withdraw from you Roth IRA to pay for college, while maintaining a limited tax hit.

📅 OCT 08, 2014

Can a Student Pay Bills With a Student Loan?

Do you know the rules on how your student loan funds are supposed to be spent? Learn some of the finer points, you may be surprised.

📅 SEP 24, 2014

Buying New vs. Buying Used: Pros and Cons

When choosing between a new and used car, it’s important to consider all costs, from the interest rate on your loan to the maintenance and repair expenses you’ll face during ownership.

📅 AUG 25, 2014

How to Rent a House with the Option to Buy

Renting a house with the option to buy can be a way to secure a house and lock in a price before you’re ready to buy. When you do a rent-to-buy transaction you typically pay some money upfront in addition to paying rent every month. The upfront money is usually applied to the purchase price, […]

📅 MAY 08, 2014

How to Teach Your Teenager the Importance of Paying Taxes

While paying taxes might not be a fun thing to do, it is a fundamental requirement of living in the United States. The responsibility to pay even stretches to children and teenagers who earn enough to reach the Internal Revenue Service’s income minimums. Whether it’s preparing a teenager to pay taxes now or letting him […]

📅 APR 04, 2014

Retiring Alone? Advice for Solo Retirement Planning

Its easy to find advice on retirement planning and most of it is geared towards married couples. But singles retire too, and saving for retirement is even more important when you know youll be entering your golden years solo. Yet, studies by the Vanguard Center for Retirement Research indicate that singles save far less for […]

📅 MAR 19, 2014

Pros & Cons – Bank Debit Card Usage

Debit cards look like credit cards, can usually be used like credit cards, and in many ways are as convenient as credit cards. When you use debit cards, you don’t run the risk of having a credit score harmed by a late payment, either. On the other hand, they don’t affect your credit, which is […]

📅 MAR 05, 2014

Which is Better? Paying Off My Debt or Starting a Savings

As the saying goes, when it rains, it pours. And while it might seem more responsible to pay off debt first, if you dont save for a rainy day, you might find yourself right back in the debt you just got yourself out of. Instead, find a balanced approach to paying off your debt, while […]

📅 FEB 28, 2014

Five Budgeting Ideas for New Parents

Planning for the arrival for a new baby can be exhilarating. Then sticker shock sets in. The truth is, having a new baby doesn’t have to completely drain your wallet. Let’s take a look at a few ways you can budget for the arrival of your new bundle of joy. Plan for Expenses Before doing […]

📅 FEB 27, 2014