Your credit score is based on information in your 1-bureau (Experian) credit report. The higher your score is, the better chance you have of getting the credit you apply for.


 
Your credit score from your Experian credit report is 717 on a scale of 150-930.

 

   The factors listed are in order of importance by which has the strongest negative impact on your score.

  Factor 1: Length of time accounts have been established is too short
     
  Factor 2: Too many inquiries
     
  Factor 3: Not enough retail debt experience
     
  Factor 4: Too many active accounts with balance