Not sure what a free credit score is? Don't be embarrassed. Millions of Americans do not know what their credit score is or how free credit scores are used. But they should, since it's the number one thing that affects their financial standing...Learn More
Now more than ever, U.S. consumers are acquiring more credit and checking credit online. Because of the increasing number of auto loans, mortgages and credit card balances, the U.S. would seem to have a low national average credit score. But, it's actually in the neighborhood of 680, which isn't exactly poor. Credit experts feel that having debt isn't necessarily bad – it's all in how your credit is managed, as to how your credit score will be affected...Learn More
Did you get a copy of your free credit score and/or free credit report? Were you surprised at what you saw? Don't worry. Many people are. The key is to not get frustrated and become proactive. This is a time to become organized, thorough and persistent...Learn More
Getting your free credit score is vital, as your credit score often serves as the gateway to getting what you want out of life – a mortgage, car, boat – any major purchase, even a job all can require a strong credit score. Seeing your credit report is just as important, since it's the information on your credit report that will explain your credit score...Learn More