7/30/2010 8:12:00 AM
Nearly everyone has an opinion about where the economy and their personal finances are heading, but a new study shows that men and women have very different outlooks.
7/29/2010 7:40:00 AM
Fall is an exciting time for college-bound students, but many relying on student loans to finance their education should make sure their credit score is high - otherwise they may not secure a loan.
7/28/2010 4:22:00 PM
After living through one of the worst recessions to hit the U.S. since the Great Depression, many parents may want to make sure their children develop solid financial habits.
7/28/2010 2:13:00 PM
Large amounts of personal debt can have a damaging effect on an individual's outlook and health. A new study reveals how much debt Americans are carrying and how it's affecting them.
7/27/2010 2:57:00 PM
In the past few years, more employers have begun the practice of running credit checks on those that apply for jobs with them. This has many unemployed consumers with spotty credit histories as a result of the recession locked in a cycle of being una
7/26/2010 2:30:00 PM
Despite increased proof-of-income requirements, lending institutions still rely heavily on credit scores to determine whether to grant mortgage loans, the New York Times reports.
7/26/2010 9:13:00 AM
When Congress passed the Credit Card Accountability, Responsibility and Disclosure Act last year, many consumers envisioned that it would allow them to climb out from under their debt.
7/21/2010 4:56:00 PM
Recent reports have determined that borrowers with lower credit scores are able to achieve more financing now than they have in prior years, according to the Associated Press.
7/21/2010 9:52:00 AM
As a consequent result of high unemployment rates and credit card debt, many consumers have seen their credit scores plummet, making it nearly impossible to secure loans.
7/19/2010 12:45:00 PM
The recession has been a difficult time for a large majority of Americans - especially those facing unemployment, credit card and mortgage debt. But for couples going through divorce proceedings, the economic downturn poses a new set of financial bur
7/19/2010 12:44:00 PM
Homeowners that find themselves unable to meet their mortgage requirements often turn to loan modifications as a measure to avoid default or foreclosure. However, this process often impacts their credit score negatively, making it more difficult to s
7/9/2010 2:37:00 PM
Recent studies reveal that while the recession has been instrumental in prompting individuals to take control of their finances and control their spending habits, many lack the education to manage their money properly. A large number of families do n
7/9/2010 2:36:00 PM
Credit scores have long been used to determine whether a consumer can secure a loan, rent an apartment, and even gain employment. But the three-digit number is also a factor in the rate an individual will receive for auto insurance. Many individuals
7/6/2010 2:00:00 PM
According to a recent report, the Great Recession is spilling over to the middle-class as more Americans file for bankruptcy. The study - published by the Institute for Financial Literacy - reveals that bankruptcy claims increased in 2009 among indiv