Free Annual Credit Report

People in all income brackets are consistently surprised by the information contained in their credit reports. Everything from incorrect names and addresses to false claims of late payments and other delinquencies are just some of the surprises that can be found on your credit report. The best way to catch these errors is to order a free annual credit report each year.

As part of the FACT Act, you're entitled to one free credit report from each of the three national credit bureaus every year. Many consumers like the convenience of ordering an annual report from

Your credit report contains sensitive and private information. In it you will find personal information, account information, public records, and credit inquiries. Data from any of these sections could potentially be used to steal your identity. If you believe you've been the victim of identity theft, you're entitled to a free copy of your credit report.

According to recent statistics, one in 15 Americans has been the victim of identity theft. If you don't want to become a part of this statistic, checking your credit report once a year is a great preventative measure. Credit scores and credit reports are used for more than just determining credit worthiness. Insurance companies, potential employers, and landlords all may check your credit to determine if you're trustworthy and dependable. An annual credit report review is an excellent way to ensure these people are reviewing the most accurate information available.

For more details on your free annual credit report , please continue to browse .