3-in-1 Credit Report
While a single credit report will provide your credit information from only one of the three major bureaus (Experian bureau, Equifax bureau, and TransUnion bureau), a 3-in-1 credit report (also called 3 agency reports or 3 bureau reports) provides your credit history as reported by all three.
These reports list all of your credit accounts, which allow you to quickly view how all three federal bureaus are reporting your credit. These 3 agency reports also provide information on which grantors have recently viewed your credit history.
More specifically, these reports will show you:
The three bureaus (also called credit bureau agencies or credit bureau companies) are independent of each other and do not share information, so the personal and financial information that is contained in one credit check agency is not the same as the personal and financial information contained in the others; therefore, a single bureau credit report could miss important information. By obtaining a three in one bureau credit report, you will be aware of any information a potential lender can see concerning your financial history.
Also, because up to 70 percent of credit reports contain errors of some kind, experts recommend you get a 3 bureau report to ensure all errors are captured.
And not only do these 3 credit bureau reports give you a complete overview of your credit history, it also presents the information in a clear, easy-to-understand format. Side-by-side comparison allows you to quickly see any discrepancies in reporting between the 3 major credit bureaus.
For more information on how to check credit reports, or how to instantly get 3 in 1 credit reports, FREE score, and identity theft insurance, go to www.CreditReport.com now!