Credit Check

Benefits of a Credit Check with CreditReport.com

For protection and peace of mind, a credit check is a crucial necessity that can help to ensure your financial well-being. Without an accurate credit report, you may be unaware of destructive inaccuracies that can directly affect the financial productivity of your life. To take control of your financial past, present, and future, check your credit report with CreditReport.com.

In this section, the following credit report areas will be covered:

3 in 1 Credit Report

Explains the differences between a single credit report and a 3 in 1 Credit Report, which is in relation to the three major credit bureaus.

Art of Getting Credit

Offers ways that you can build up good credit history. This is especially useful for those just starting their lives after college or high school.

Checking Credit Report

Explains how you can review your report with CreditReport.com, and outlines the different options available to review your report.

Credit Bureau Info

Explains what kind of information the three bureaus have. This section also outlines the benefits of getting information from all three bureaus.

Credit Bureau Information

Provides more information on the three bureaus, which are Equifax, Experian, and TransUnion. This section also explains the potential problems of getting a report from only one of the three major bureaus.

Credit Report Laws

Explains your right to protect personal information, and also details the sensitive information contained in your report. This section also covers what measures you can take if your rights are ever violated.

Credit Report Who Can Access

Explains the Fair Credit Reporting Act (FCRA), which outlines who can have access to your report. This section also explains why only certain parties can view your report, and what the viewing requirements are.

Experian Credit Report

Explains the processes of an Experian Credit Report. Experian is one of the three major credit bureaus.

Free Annual Credit Report

Explains your right to a free report every year, as designated by the FACT act. This section also details how an annual report with CreditReport.com can help you to catch destructive financial errors.

Personal Credit Report

Details the personal information contained in a personal credit report. This section also outlines the type of information that should not be available on your personal report.

What is a Credit Bureau?

Defines the specific services and financial responsibilities of the bureaus. This section also details your rights under the Fair Credit Reporting Act (FCRA).

What is Your Credit Score?

Explains the significance of your credit score number. This section also details what it means to have a "good" score number.