With the increasing reliance on technology to conduct financial business, identity theft is on the rise. In fact, identity theft affects nearly 10 million Americans every year, making ID fraud protection through credit monitoring more necessary than ever.

When you choose to hire a credit monitoring service, you can have the peace of mind that your credit report is constantly being scanned for any suspicious activity. If suspicious activity is found, most credit check monitoring services will alert you via email within 24 hours.

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When it comes to managing your credit, there’s a lot more to it than just making sure you don’t overspend – or allowing your spouse or child to overspend. There are more factors to consider when you sign up for a new credit card, such as:

  • What’s the annual percentage rate on the card?
  • How is the minimum payment calculated?
  • What’s the grace period on payment?
  • Does this company provide credit protection services?
  • What about ID fraud protection?

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