No, they don’t. Technically, credit monitoring information by the three credit bureaus – Experian credit monitoring, Equifax credit monitoring, and TransUnion credit monitoring – is supposed to be the same, but inconsistencies frequently occur. The 3 credit bureaus monitoring your credit are independent of each other, and they do not share credit monitoring report information, therefore information found via Equifax credit monitoring will not be the same as that found in Experian credit monitoring or TransUnion credit monitoring services.
Each credit bureau’s online credit monitoring service provides four categories of information – personal information, credit history, inquiries, and public records. When potential lenders perform credit check monitoring on you, they pull a report containing all the above information from any one of the 3 credit bureaus. One bureau’s online credit monitoring service may provide more accurate credit monitoring and therefore, better consumer credit protection, than another.
Luckily, there is a solution to help you obtain maximum credit protection and ID fraud protection: 3 bureau credit monitoring. While single bureau credit monitoring includes credit monitoring reports from one credit bureau only, 3 bureau credit monitoring provides online credit protection from all 3 credit bureaus (Experian credit monitoring, Equifax credit monitoring, and TransUnion credit monitoring).
By performing 3 bureau credit monitoring, you will have the peace of mind that every aspect of your credit is being closely monitored with credit monitoring online services. And if you perform 3 bureau credit monitoring by ordering a 3 in one credit report, you will get a line-by-line comparison of the information reported by each credit bureau, so you can easily spot any inconsistencies.
ID fraud protection and credit monitoring is just a click away. Access a copy of your credit report and sign up for instant online credit monitoring services by visiting www.creditreport.com/creditmonitoring now.