The more you can stay on top of your credit report through online credit monitoring, the more credit protection you have. With the increasing threat of identity theft (10 million Americans per year become victims) and with the high rate of errors on credit reports, you’re at a disadvantage as a consumer if you do not use 3 bureau credit monitoring by regularly obtaining a 3 in 1 credit report.
Performing 3 bureau credit monitoring using a 3-in-1 credit report will provide you with the credit protection service you need. A 3 in one credit monitoring report lists all of your accounts, which allows you to quickly view how all three online credit monitoring bureaus are viewing your credit. 3 bureau credit monitoring services also ensure that you know which credit grantors have recently viewed your credit report, so you can maximize your consumer credit protection.
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No, they don’t. Technically, credit monitoring information by the three credit bureaus – Experian credit monitoring, Equifax credit monitoring, and TransUnion credit monitoring – is supposed to be the same, but inconsistencies frequently occur. The 3 credit bureaus monitoring your credit are independent of each other, and they do not share credit monitoring report information, therefore information found via Equifax credit monitoring will not be the same as that found in Experian credit monitoring or TransUnion credit monitoring services.
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