Cancellation Policy
Online Delivered Reports
We make no claims as to the accuracy or usefulness of this product.
We are simply providing the consumer with an easy-to-read, formatted copy of the
information currently contained in their credit files as provided by Experian, Equifax
and/or TransUnion. We have no control over the information contained in consumer
credit files.
No refunds will be made for incorrectly entered information. You must call 866-883-3309
prior to processing to correct the information.
You must speak with a representative. No emails or faxes will be accepted for corrections.
No refunds will be made for credit reports when one or more bureaus refuses to release
information.
There are rare cases where one or more of the credit bureaus may have conflicting
information in their credit file than the information provided by the consumer.
In such a case, the credit bureau may refuse to release the information to us. You
will still receive information from the responding bureau(s).
You will be required to contact the non-responding credit bureau(s) directly to
resolve the discrepancy.
I failed to complete my registration process. Will I be eligible for a refund?
If you did not attempt to complete the registration process, you must contact our
customer service department at 866-883-3309 and a representative will help you complete
your registration. Please be aware that at this point your order has been processed
and charged to your credit card. All you have to do is establish your user name
and password and log in to your membership. You will not be eligible for a refund.
I was not able to complete my registration process due to a technical error. Will
I be eligible for a refund?
If you were unable to complete your registration due to a technical error, you must
contact our customer service department at 866-883-3309 and a representative can
assist you. If a representative is unable to complete your registration process,
a refund will be given.
I didn’t pass the online authentication process. Will I be eligible for a refund?
If you failed the authentication process and couldn’t view your credit report online,
you must contact our customer service department at 866-883-3309 and a representative
will assist you. We are committed to safe guarding your identity. We enforce a strict
authentication process that you must successfully complete in order to view your
credit report. There will be no refunds for those individuals that do not attempt
to complete this process. E-mail and fax cancellations are not accepted.
I tried to purchase a credit report for someone other than myself and failed your
authentication process.
When you placed your order, you agreed to the following:
"Under FCRA laws, any person who knowingly and willfully obtains a credit report
under false pretenses (for example getting a credit report on an individual without
their permission), shall be fined under title 18, United States Code, imprisoned
not more than 2 years, or both."
We are not authorized to provide credit reports for anyone other than the consumer
requesting their credit report. In other words, we cannot provide reports to anyone
for any business purposes; for your ex-spouse; etc. The person whose report was
ordered must contact our customer service department at 866-883-3309.
Credit Monitoring/Score Tracking
You may cancel your free trial of credit monitoring/score tracking with no obligation at any time during your trial period.
If you decide to cancel within your trial period, you will not be charged and your free products are yours to keep. You may cancel your membership at any time during or after the trial period, however, no refunds will be issued for any previous monthly membership billings. To contact customer service regarding your free trial or membership,
please click here. Email and fax cancellations will not be accepted.
Ongoing Services.
If you have ordered an ongoing service on a monthly or annual basis, you authorize
CreditReport.com to bill your credit card each month or year, at the current rate,
unless you contact us at 866-883-3309 to cancel your order.
NOTE FOR ALL ORDERS: You are authorizing CreditReport.com to obtain
credit information solely for the purpose of accessing your credit report to verify
your identity and personal review of your credit file. Under FCRA laws any person
who knowingly and willfully obtains a credit report under false pretenses shall
be fined under title 18, United States Code, imprisoned not more than 2 years, or
both. ANYONE VIOLATING THIS AGREEMENT WILL NOT BE ELIGIBLE FOR A REFUND.