Category Archives: Credit Scores

What Credit Score Do I Need to Get Approved for an Auto Loan?

What shape is your credit in when you start to shop for a new car? The importance of the answer may surprise you. Learn what to know before you shop. Continue reading

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Does My Banking Activity Affect My Credit Score?

Most people keep their money in the bank, whether in in a checking account, savings account or certificate of deposit. Most of the time, what you do with your bank account won’t show up on your credit report. However, there … Continue reading

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How to Help a Spouse Build Better Credit Habits

Mixing and mingling finances can be quite challenging – especially when one spouse could use some help getting on the right track. In fact, according to a recent survey from Experian Consumer Services, credit scores were reported as a source … Continue reading

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Can Making Credit Card Charges Impact my Credit Score

Your credit score is used to evaluate you as a prospective borrower. One of the most important factors is how good you are at making your payments on time, every time. However, it isn’t the only factor. Another important consideration … Continue reading

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The Role Your Credit Score Plays in Your Life

Many people don’t even think about their credit scores until they’re ready to apply for new credit – and some don’t consider them even then! But credit scores can play a big role in your life, even if you’re not … Continue reading

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Three Things to Know Before Sitting Down with an Auto Dealer

Summer is just around the corner and like many, you might be dreaming of cruising in a new car. Many dealers are motivated to move inventory as new-year models debut but they’re still likely to be concerned about making a … Continue reading

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What Happens to My Credit Score Once My Bankruptcy Has Dropped off My Credit Report?

Of all the things you can do to your credit, bankruptcy carries the single greatest negative impact because each account, marked derogatory by the bankruptcy, could drop your score along with the public record of the bankruptcy itself.  Meaning, by … Continue reading

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Estimated Tax Payments & Your Credit

­­­­­­­­­­­­­­­­­­­­ If you didn’t have income taxes withheld from you income, you may be able to make estimated tax payments. The IRS provides the following information: You may need to make estimated tax payments if you didn’t have taxes withheld … Continue reading

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Do Parking Expenses Count for Itemized Deductions?

Can I Itemize My Parking Expenses? Itemized deductions can help increase your tax refund, and each extra dollar you get back is an additional dollar you can use to pay down debt, which can be beneficial to your credit score. … Continue reading

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Pros & Cons – Bank Debit Card Usage

Debit cards look like credit cards, can usually be used like credit cards, and in many ways are as convenient as credit cards. When you use debit cards, you don’t run the risk of having a credit score harmed by … Continue reading

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