Category Archives: Budgeting
Pros & Cons – Bank Debit Card Usage
Debit cards look like credit cards, can usually be used like credit cards, and in many ways are as convenient as credit cards. When you use debit cards, you don’t run the risk of having a credit score harmed by … Continue reading
Which is Better? Paying Off My Debt or Starting a Savings
As the saying goes, when it rains, it pours. And while it might seem more responsible to pay off debt first, if you don’t save for a rainy day, you might find yourself right back in the debt you just … Continue reading
Five Budgeting Ideas for New Parents
Planning for the arrival for a new baby can be exhilarating. Then sticker shock sets in. The truth is, having a new baby doesn’t have to completely drain your wallet. Let’s take a look at a few ways you can … Continue reading
6 Money Drains and How to Avoid Them
When it comes to managing your finances, paying closer attention to monthly expenses can really pay off. You’re likely paying for services you don’t really need, or overdoing your discretionary spending. These types of money drains can zap your accounts, … Continue reading
Tips for Selling Your House in the Winter
While spring is traditionally thought of as prime home-buying season, the reality is that people sell homes all year long. Whether it’s necessary to relocate for a new career or your dream home suddenly became available, you may find yourself … Continue reading
Three Ways to Avoid Overspending This Holiday
The holidays are around the corner, and that means it’s time to get started on your gift list. It’s also not too early to start thinking about how you’ll pay for all those holiday gifts. Will you be among the … Continue reading
Best Holiday Gift for Your Kids: Compassion for Others
As the holidays approach, we naturally think about giving to others, including making charitable donations. A gesture as simple as dropping a dollar into a bell-ringer’s bucket can be a teaching moment for your children. It’s a lesson that’s important … Continue reading
Preserving Your Credit after a Natural Disaster
Recovering from a natural disaster is never easy – whether your car is caught in flood waters or you’re a pipe bursts in freezing temperatures. While you’re repairing property damages, it’s important to also take steps to mitigate potential damage … Continue reading
More than Just the Money: How to Evaluate a Job Offer
You aced both the initial and follow-up interviews, your resume and credentials stood head and shoulders above the competition, and your references had nothing but good things to say about you. Congratulations – you got the job. But is the … Continue reading
Four Smart Ways to Start Saving for a Rainy Day
If you’ve ever struggled to pay for an unexpected car repair, or had to pay for last-minute airfare to visit a sick loved one, you’ve experienced first-hand why you need to save for a rainy day. Knowing you need to … Continue reading